Haven't heard from anyone either from the bank (they are supposed to call today) or here (Aidpage). I wonder if I have to be a single mom, pregnant with young kids that need gifts for Christmas to have a reply. I had been doing really well getting the bills paid and improving the credit score. As a result of the loss of my wife's job, the emergency account has been wiped clean as well as the retirement account. If anyone can help either financially or with a better paying job, I will greatly appreciate it.